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Horses grazing beside a red barn at sunset, like the horse country around Pilot Point, Texas

Community guide · Denton County

Living in Pilot Point, TX

Denton County’s oldest settlement — a historic square, horse country on every side and Lake Ray Roberts about ten minutes away, with thousands of new homes planned toward Celina.

Population
8,052Census July 2025 estimate · 2020 base: 4,386
County
Dentonnortheast corner · city limits reach into Cooke & Grayson
School district
Pilot Point ISDTEA rating C (2025 ratings)
Downtown Dallas
~51 miabout 65 min, no traffic
Property tax
≈ 1.73%tax year 2025, in city limits
Lake Ray Roberts
~6 miIsle du Bois unit · about 10 min

Pilot Point, Texas

Is Pilot Point, TX a good place to live?

Yes — living in Pilot Point, TX suits buyers who want horse country, a real historic square and Lake Ray Roberts close by, with a lower tax rate than most towns around it. The trade-offs are distance and growing pains: downtown Dallas is about 65 minutes away without traffic, the school district is short on space, and the roads are still mostly two lanes.

Pilot Point sits on US-377 in the northeast corner of Denton County, about 12 miles north of US-380 and less than two miles from the eastern shore of Lake Ray Roberts. The city calls itself the oldest settlement in Denton County — settlers arrived in 1845, and the square stands on the wooded hill travelers once used as a landmark, “Pilot’s Point.” That square has been on the National Register of Historic Places since 2007, and its F&M Bank building is where the bank robbery scene in the 1967 film Bonnie & Clyde was shot.

The town is changing fast. The Census estimate went from 4,386 in 2020 to 8,052 in July 2025, and large master-planned communities like Mobberly Farms are filling in southeast of town toward Celina. If you’re looking at Pilot Point TX homes for sale, I’ll help you sort out new-construction streets from in-town homes and the horse property and acreage that still surround the city — and check the school district, PID and water provider for every address.

Jobs, growth and what’s coming

Pilot Point grew from 6,775 to 8,052 people between July 2024 and July 2025, an 18.8% jump in one year, and it has grown about 84% since 2020. The city’s comprehensive plan says more than 20,000 new housing units are planned in incoming master-planned communities, and it projects the population could pass 112,000 by 2045. That is the city’s own long-range projection, not a count — but the pipeline is real. Centurion American alone has Mobberly Farms, Creekview and Bryson Ranch in the area, which it says add up to more than 7,300 planned homes.

Next up is Lantern, a 617-acre Hillwood community on FM 1385 with about 2,000 planned homes, a 15-acre Pilot Point ISD elementary site and more than 100 acres of open space. Groundbreaking is expected in late 2026, with first homes in 2028, and the city expects to annex it eventually. Infrastructure is the catch: the city’s plan notes that its water comes entirely from groundwater wells and won’t meet demand by 2040 without new supply, and Mustang Special Utility District covers about 71% of the planning area.

The honest version

Pros and cons of living in Pilot Point

Every town has trade-offs. Here’s what I tell my own clients before they buy.

Pros

  • True horse countryThe city counts more than 25,000 horses and 300 ranches in the area, so horse property and acreage are easier to find here than almost anywhere near DFW.
  • Lake Ray Roberts next doorThe Isle du Bois unit is about ten minutes away, with boating, camping and 12 miles of Greenbelt trail open to horses.
  • A real historic squareA National Register square with Bonnie & Clyde Days, a summer market and Christmas on the Square on the calendar.
  • Lower tax rateAbout 1.73% combined inside city limits for 2025, compared with roughly 2.0% in Celina, before any PID.
  • New homes at lower pricesThe city’s plan cites a median home value of $391,685, below Frisco and Prosper, with new builder communities selling now.

Cons

  • Schools short on spaceA $295 million bond failed in May 2026, and the district says it will run out of room in its current buildings. Portables are on the table.
  • Long drive to DallasAbout 65 minutes to downtown Dallas and DFW Airport without traffic, and longer at rush hour.
  • Two-lane roads for nowWidening of US-377, FM 1385 and FM 2931 isn’t expected to go to bid until 2028–2031.
  • Water and growth pressureThe city’s wells supply all of its water, and its own plan says supply won’t meet demand by 2040 without new sources.
  • Limited shopping nearbyBig-box stores, hospitals and most restaurants are a drive away in Denton, Celina or Frisco.

For sale now

Pilot Point, TX homes for sale & home prices

Pilot Point homes for sale fall into three groups: older homes around the historic square, new builder homes in master-planned communities east of town, and acreage and horse property in the country around it. The city’s comprehensive plan cites a median home value of $391,685 (Esri), well below Frisco and Prosper.

Search all Pilot Point homes

Featured listings in and around Pilot Point

The kinds of homes you’ll find in Pilot Point

Homes near the historic square

Established homes on the streets around the square, where the city’s brick storefronts date back to 1872. Expect mature trees, a mix of ages and styles, and an easy walk to the Main Street events.

New builder communities

Mobberly Farms (Centex, Lennar and M/I Homes) is the big one selling now, with Bryson Ranch and Lantern coming. Many of these streets carry a public improvement district (PID) assessment on top of the tax rate, so I pull the full yearly cost before you write an offer.

Horse property and acreage

The city says its sandy loam soil is ideal for training and working horses, and the area is home to more than 25,000 horses and 300 ranches. Outside city limits, check water source, septic, fencing and any ag valuation before you buy.

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I’ll send new listings, price drops and my Coming Soon homes in Pilot Point — with my honest notes on each one.

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Land & lake

Horse property and Lake Ray Roberts near Pilot Point

Pilot Point calls itself the heart of horse country. The city says the area is home to more than 25,000 horses and 300 ranches, across a wide mix of breeds and disciplines, and that the Pilot Point–Whitesboro area is the northern starting point of the North Texas Horse Country Tour. If you want a barn, an arena or room for a few horses, this is one of the most natural fits in my whole service area.

The lake is the other draw. Ray Roberts Lake covers about 29,000 acres, and the state park’s Isle du Bois unit — with a Pilot Point address — is about six miles and ten minutes from town. Lone Star Lodge & Marina sits about two miles west of town, and the park’s 20-mile Greenbelt Corridor allows horses on 12 of its miles. When you look at acreage here, I’ll check fencing, water wells, septic, floodplain and deed restrictions on livestock before you fall for the view.

Pilot Point outdoors at a glance

  • Ray Roberts Lake: about 29,000 acres (TPWD)
  • Isle du Bois unit: about 6 miles, 10 minutes via FM 455
  • Lone Star Lodge & Marina: about 2 miles west of town, with boat and jet ski rentals
  • Greenbelt Corridor: 20 miles of trail, 12 open to horses
  • More than 25,000 horses and 300 ranches in the area (City of Pilot Point)

What’s being built

New master-planned communities in Pilot Point, TX

Most new homes in Pilot Point are going up in large master-planned communities east and south of the square, toward Celina. They bring pools, trails and newer floor plans at prices below the Tollway towns, but they also bring PID assessments, and not every one is in Pilot Point ISD — Creekview Meadows, for example, is listed by its builder in Celina ISD.

The City of Pilot Point has approved PIDs and assessment plans for Bryson Ranch, Creekview Estates, Maverick Farms and Mobberly Farms, most of them in 2026. Builder lineups and timelines shift often, and the model-home sales agent works for the builder, not you. Bring me to that first visit and I’ll check the school district, PID amount and water provider for your lot.

Community Developer Size Homes planned Status & schools
Mobberly Farms Centurion American ~520 acres 1,986 Selling now (Centex, Lennar, M/I Homes) · Pilot Point ISD · city PID approved July 2026
Creekview Meadows Ask me 1,027 acres ~2,450 Selling now (Pulte) · listed in Celina ISD
Bryson Ranch Centurion American ~1,050 acres ~3,000 lots plus ~120 townhomes City PID approved July 2026 · school assignment: ask me
Maverick Farms Ask me Ask me Ask me City PID approved Feb 2026
Lantern Hillwood 617 acres ~2,000 Groundbreaking expected late 2026, first homes 2028 · 15-acre Pilot Point ISD elementary site planned

Sources: Centurion American, Dallas Innovates, Bisnow, Pulte and the City of Pilot Point (comprehensive plan and PID page), as of Oct 2026. Plans change; I verify each lot.

Where to live

Best neighborhoods in Pilot Point

Pilot Point buyers usually choose by setting — the old town around the square, a new master-planned community or land outside town — so here’s how I break it down.

Established · In town

Historic downtown and the square

The streets around the National Register square, where the first brick building in Denton County went up in 1872 and where Bonnie & Clyde Days and Christmas on the Square set up. Older homes, mature trees and city water and sewer.

Pilot Point ISD

Master-planned · New construction

Mobberly Farms

Centurion American’s roughly 520-acre community between FM 1385 and Mobberly Road, planned for 1,986 homes with a pool, fitness center, dog park, playground and green space. Centex, Lennar and M/I Homes build here, and the city approved its PID plan in 2026.

Pilot Point ISD

Master-planned · New construction

Creekview Meadows

A Pilot Point address on the Celina side of town. The city’s plan lists it at 1,027 acres and about 2,450 homes, and Pulte markets it in Celina ISD — which means a different school tax rate than most of Pilot Point.

Celina ISD (confirm by address)

Master-planned · Coming soon

Bryson Ranch

Centurion American’s largest Pilot Point project: about 1,050 acres north of Mobberly Road between Lights Ranch and Hames roads, with roughly 3,000 home lots, about 120 townhome lots and four amenity centers planned.

Ask me — confirm by address

Acreage · Outside city limits

Horse property toward Lake Ray Roberts

Ranches, horse barns and homes on acreage along the farm roads around town and toward the lake. Outside city limits you skip the city tax line, but check water source, septic, fencing and ag valuation for each property.

Usually Pilot Point ISD — confirm by address

Subdivision names are a starting point. Lot sizes, HOA rules and school zoning vary street by street — I’ll confirm all of it for any home you’re considering.

Cost of living

Pilot Point property taxes & cost of living

For tax year 2025, the combined rate inside Pilot Point city limits on the Denton County side is about $1.73 per $100 of value: Pilot Point ISD 0.9382, City of Pilot Point 0.604974 and Denton County 0.185938. That’s noticeably lower than the roughly 2.0% many buyers see in Celina or Grayson County towns. Outside city limits, drop the city line and the base stack is about 1.12.

Two things change the picture. Many new communities carry a PID assessment on top of these rates, and a home in Creekview Meadows pays the Celina ISD rate (1.2089 for 2025) instead of Pilot Point ISD, which brings an in-city stack to about 2.00. For tax year 2026, the adopted rates dropped slightly — Pilot Point ISD 0.9179, the city 0.60498 and Denton County 0.183394.

  • Texas school homestead exemption: $140,000, plus another $60,000 if you’re 65+ or disabled.
  • The City of Pilot Point has no general homestead exemption but offers $10,000 off for homeowners 65+ or disabled.
  • The city has approved PIDs for Mobberly Farms, Bryson Ranch, Creekview Estates and Maverick Farms. Ask me for the yearly assessment on any lot.
  • Small parts of the city sit in Cooke and Grayson counties, which have different county rates. The Denton County Tax Office bills the city’s share in all three.
  • Land under agricultural valuation is taxed on its productive value — ask me how a sale or a new homesite affects it.

Schools

Pilot Point schools

Pilot Point ISD is a small district — 1,549 students in 2023–24, with about 13.7 students per teacher — and it’s growing quickly. By August 12, 2026, enrollment had reached 1,823, the largest summer increase in at least five years. In the 2025 TEA ratings (school year 2024–25), the district earned a C (score 77). Pilot Point High School earned a B, and Selz Middle School, Pilot Point Elementary and the Early Childhood Center earned C ratings. The high school’s four-year graduation rate was 98.3% for the class of 2023, against 90.3% statewide.

Space is the issue to watch. Voters turned down a $295 million bond in May 2026 that would have funded a new high school, a new elementary and renovations. The superintendent has said the district will run out of space in its current buildings, and a district study projects 2,430 students by 2031, so if portable classrooms are needed, the elementary gets them first. Some new communities with a Pilot Point address, like Creekview Meadows, are in Celina ISD (rated B for 2024–25), so I check the district for every home.

Getting around

Commute from Pilot Point: drive times & highways

US-377 runs north–south through Pilot Point toward Denton. FM 455 heads east to Celina and the Dallas North Tollway and west to Lake Ray Roberts, and FM 1385 runs south toward US-380. Times below are no-traffic estimates.

Lake Ray Roberts (Isle du Bois)

10 min≈ 6 mi

via FM 455 W

Downtown Celina

20 min≈ 13 mi

via FM 455 E

Downtown Denton

30 min≈ 19 mi

via US-377 S & FM 428

Gunter

25 min≈ 16 mi

via FM 121 E

Van Alstyne

45 min≈ 27 mi

via FM 121 E through Gunter

The Star (Frisco)

40 min≈ 28 mi

via FM 455 E & Dallas North Tollway S

Downtown Dallas

65 min≈ 51 mi

via FM 455 E & Dallas North Tollway S

DFW Airport

65 min≈ 44 mi

via US-377 S & I-35E

Typical drive times without heavy traffic. Rush hour on US-75 and the Tollway can add 15–30 minutes.

Road projects to know about

  • US-377 North (Cross Roads through Pilot Point): widening to a six-lane divided road, estimated at almost $428 million. Denton County’s January 2026 report puts bids in September 2031, after utility relocation.
  • FM 1385: three phases to widen it from two lanes to six, with bids expected between 2030 and 2031. A TxDOT rehabilitation of the existing road was expected to finish in April 2026.
  • FM 2931: widening to six lanes (four lanes at first), with bids expected around March 2028.
  • Dallas North Tollway Phase 4A (US-380 to FM 428 through Prosper and Celina) is targeted for late 2027, which should shorten the drive south from Celina.

Local favorites

Things to do in Pilot Point

Pilot Point’s fun centers on the square and the lake, with horse country in between.

The historic square

A Texas Main Street City with a square on the National Register of Historic Places since 2007. The first brick building in Denton County went up on its northeast corner in 1872.

Bonnie & Clyde Days

Pilot Point’s biggest festival, held each October around the F&M Bank building at Washington and Main, where the 1967 film’s bank robbery scene was shot. The 2026 festival was October 10.

Main Street events

The 2026 calendar includes the Easter Egg Hunt & Flower Festival in March, the Pilot Point Market on the last Saturday of each month from April to July, Scare on the Square in October and Christmas on the Square on December 5.

Ray Roberts Lake State Park

The Isle du Bois unit is about ten minutes from town, on a lake of about 29,000 acres, with camping, a swimming beach (no lifeguards), boat ramps and trails.

Ray Roberts Greenbelt

A 20-mile multiuse trail corridor below the dam toward Lake Lewisville. Twelve miles are open to horseback riding and ten are for hiking and biking only.

Lone Star Lodge & Marina

About two miles west of town on Lake Ray Roberts, with boat and jet ski rentals and lodging.

Texas Tulips

A pick-your-own tulip farm on FM 2931 in Pilot Point, open roughly mid-February through late March or early April, depending on the weather, with about 100 varieties in a 6-acre field.

Pilot Point Bearcats

Friday nights belong to the Bearcats, who won the 2009 Class 2A Division I football state title. The softball team won the 2013 Class 2A state title.

Before you move

Moving to Pilot Point, TX: what to know

Here are the practical details I walk every Pilot Point buyer through before closing.

Water & sewer
Inside the city’s service area, the City of Pilot Point bills water, sewer, trash and drainage from City Hall at 102 E Main Street. Much of the surrounding area is served by Mustang Special Utility District instead, so I confirm the water provider for every address.
Electric & gas
Texas is deregulated here: Texas-New Mexico Power (TNMP) delivers power inside the city, and you choose a retail plan. CoServ also serves parts of the area, and Atmos is among the larger utility providers the city lists. I check each address.
Trash
Republic Services takes over city trash collection on November 1, 2026. The single-family rate is $21.10 a month on your water bill, and routes are split by area — Mobberly Farms and Creekview Meadows, north of Main and south of Main.
City limits vs. county
Inside city limits you pay the city rate (0.604974 for 2025) and get city services. Small parts of the city sit in Cooke or Grayson County, and many new communities are just outside city limits, so we verify the county, city and ISD for each home.
Your homestead exemption
File with the Denton Central Appraisal District (or Cooke or Grayson CAD if the home sits there) once you own and live in the home. It cuts the school taxable value by $140,000.
Local tip
The square fills up for Bonnie & Clyde Days in October and Christmas on the Square in December. If you’re touring homes on a festival Saturday, plan your parking around Main and Washington.

FAQ

Pilot Point FAQ

Quick answers to the questions I hear most from people moving to Pilot Point.

Is Pilot Point, TX a good place to live?

Pilot Point is a good fit if you want horse property, Lake Ray Roberts close by, a historic square and a lower tax rate than the Tollway towns. It’s about 20 minutes to Celina and 30 to Denton. The trade-offs are a longer drive to Dallas, two-lane roads and a school district that is running short on space.

What is the property tax rate in Pilot Point, TX?

For tax year 2025, the combined rate inside city limits on the Denton County side is about $1.73 per $100 of value: Pilot Point ISD 0.9382, City of Pilot Point 0.604974 and Denton County 0.185938. Many new communities add a PID assessment, and Celina ISD addresses pay 1.2089 for school instead.

What school district is Pilot Point in?

Most of Pilot Point is served by Pilot Point ISD, home of the Bearcats, which earned a C (score 77) in the 2025 TEA ratings; Pilot Point High School earned a B. Some newer communities with a Pilot Point address, like Creekview Meadows, are in Celina ISD, so I confirm the district for every home.

How far is Pilot Point from Dallas?

Downtown Dallas is about 51 miles away — roughly 65 minutes without traffic via FM 455 and the Dallas North Tollway. The Star in Frisco is about 40 minutes, downtown Denton about 30 minutes and DFW Airport about 65 minutes.

How close is Pilot Point to Lake Ray Roberts?

Very close. Town is less than two miles from the lake’s eastern shore, Lone Star Lodge & Marina is about two miles west, and the state park’s Isle du Bois unit is about six miles and ten minutes away via FM 455.

Is Pilot Point, TX growing?

Yes, quickly. The Census estimate rose from 4,386 in 2020 to 8,052 in July 2025, including 18.8% growth in the last year alone. Mobberly Farms is selling now, Bryson Ranch and Lantern are coming, and the city’s plan says more than 20,000 new housing units are planned in the area.

Can I find horse property near Pilot Point?

Yes. Pilot Point calls itself the heart of horse country, and the city says the area has more than 25,000 horses and 300 ranches. Check fencing, water wells, septic, floodplain, deed restrictions and ag valuation before you buy.

Does Pilot Point have PID taxes?

Several new communities do. The city has approved public improvement districts for Mobberly Farms, Bryson Ranch, Creekview Estates and Maverick Farms, and each charges its own assessment on top of the tax rate. I pull the exact figure for any home before you make an offer.

Sources & data notes

Facts on this page were checked against public sources in October 2026. Tax rates, school ratings and road plans change — confirm anything important for your decision.

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Thinking about Pilot Point?

I’ll show you around — the neighborhoods, the schools and the places locals love — and put together homes in Pilot Point that fit your budget.